Yes. I am licensed in Colorado and Wyoming with new states coming soon. Edge Home Finance is licensed in 40+ states and is actively working to get licensed in all 50.
Depending on a variety of factors, a loan origination fee may be charged if the loan program or a desired interest rate requires it.
The best reason to use a mortgage broker is because brokers are faster, cheaper, and far more efficient than retail lending shops. On average, a consumer will save almost $10,000 over the life of a loan by choosing a mortgage broker. With access to 100s of lenders and every type of loan product imaginable, brokers can better tailor a loan solution that works for your unique situation.
The goal is to put you in the best loan product for your goals. We make the same amount regardless of the loan product so it would never be in yours or our best interest to put you in a loan that doesn’t make sense.
The loan application process is straightforward. You will complete an application in the secure portal that will collect most of the data needed to get the process started. I do not do a “hard credit” inquiry immediately and instead opt to do a soft credit check which will not affect your credit score. Unlike most lenders, I can do a full pre-approval with automated underwriting for most loan programs with a soft credit pull.
Absolutely not. I have access to over 100 different lenders. I work with you to custom tailor your loan to your needs and then match it to the bank with the best rates, pricing, and service levels to make the process as smooth as possible.
